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[Urgent] [USA] [CA/CO] How can I protect myself before being fired as a misclassified contractor?
Hi, ... read full post
Hi, ... read full post
I feel like I’ve tried every single app for financing out there. So far ynab does good but I fall off from time to time. Tracking stuff on my phone seems like it’s great in theory for most but I over complicate it every single time. ... read full post
My parents want to give my new baby some money for a savings account. However, if its just going to sit there for 20 years, I'd prefer for it to gain interest/dividends. Is there any easy way to setup a fund that tracks s&p500 and preferably tax advantaged? Or am I better off just investing in the relevant mutual fund.
Hi all, I’m looking at HYS accounts and I see Sofi and Openbank coming up as some of the higher rate options. It looks like Openbank is based in California and has 4.2% but poor customer service reviews on Trustpilot. Sofi is 4.3% but with a limited time 0.7% “boost,” so 3.60% normally, but appears to have better customer service. I’m more inclined to have better support through Sofi. ... read full post
cross-posted from: https://lemmygrad.ml/post/9782130 ... read full post
So I'm considering just using excel to keep track of all my expenses and income, but is there a better solution? What do you use to track how you spend money? I want something from which I can freely export the data if need be so excel is tempting.
I've gone on a Vacation with some Friends recently and one of them was going on and on about how I should go get myself a Trade Republic account for General Payment and savings, Singing its Praises along the way. ... read full post
I guess I can introduce stop-loss and other cautionary measures to prevent snowballing loss, but shorting is shorting.. Wonder if I could resist the urge.
Inlike Charlie Bilello's regular updates on the state of the market. He steps through an array of charts to provide a snapshot for where we are an might be headed.
cross-posted from: https://lemmy.world/post/36846875
cross-posted from: https://lemmy.world/post/36846875
For example some credit cards have ridiculous monthly interest like 29.9%
While offering a low 0.9% APR.
Please explain.
This might be duh for some people, but if you're like me and considering a mortgage; at today's rates in the US at around 5-6%, over 30yr mortgage you will pay about same in interest as you will for your house price. ... read full post
cross-posted from: https://lemmygrad.ml/post/8784661
Trying to send something to my Mom which encapsulates this and debunks it.
Hi, there. I want to start saving money for my younger sibling so they can go to college easier. ... read full post
Hey, maybe y'all can give some unbiased advice. My wife co-owns a €1.4 million villa in Spain with her grandma. The property has been on the market for 2 years. I'm inclined to believe that the realtors are incompetent and that something is being done wrong. Am I crazy, or is something wrong here? ... read full post
I'm trying to get advice from a professional for my personal tax/investment situation since I probably complicated things. I don't know where to start. I've always just googled things and kinda went with it but things got really complicated and I didn't know who to go to for help. How do you guys get finance advice? Do you go to a bank branch or someone else? Is there a good way to get personalized advice without being charged out the wazoo for it? ... read full post
In the U.S., the monthly payments increase the longer one works—researchers have now examined whether delaying retirement is financially worthwhile. ... read full post
Currently I'm just buying IWDA as my long term investments. I came across some informative yt video about factor investing and how it's the next sound and logical step after all-market ETFs. Does anyone have any advice on ETF setup that includes small caps and value stocks?
Just went through a mess trying to finance a used car. I haven’t borrowed money since 2012, no debt, no credit cards, just living within my means. When I applied for a loan, I was told I was refused. Not because of bad credit, but because I hadn’t used credit recently enough. ... read full post
cross-posted from: https://linux.community/post/2819981 ... read full post
Some even give it away for free.
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Obviously for most vendors, it would be ideal to boycott them entirely, but since many people have a few things they won't live without, it's good to know how to spend less.
Hello! ... read full post