Well, it's happened. Three months ago, I made a post here asking about how to cope with the wait for surgery (By the way, thank you for all the nice comments. They were very helpful and I regret I just didn't have the energy to reply. But know they were appreciated a lot). I was aiming for January. I prepared all the documents, collected them over months and put in my application for coverage. And today, the answer came back. Denied. I did everything right. All the right documents, all the right doctors. The reason for the denial? They say I need to provide proof for 12 months of therapy. This is an old guideline. The current guideline, which has been in place since 2020 says: 6 months. I paid a therapist out of my own pocket without their coverage for exactly 6 months of therapy. This was about 2000β¬. And now they, who are literally the institution made for adhering to their guidelines, are disrespecting their own guidelines. ... read full post